Tuesday, February 4, 2014

The Gap Between Policy and Practice at the D.C. Jail: A Discussion of the Shortcomings of Mental Health Treatment and Suicide Risk Prevention

On November 7, 2013 Virginia Willis, a D.C. resident, testified before the Committee on the Judiciary and Public Safety at a Public Oversight Hearing regarding her fiancĂ©’s suicide at the D.C. Jail in June of 2013.  Mrs. Willis came before the committee with many unanswered questions: what is in the cells that can be used for inmates to hang themselves and what is being done to change that?  What measures are put in place if an inmate comes in with a mental illness?  Is old paperwork being pulled up?  Unfortunately, besides naming a specialized task force and referring to an expert’s report on the current state of the D.C. Jail, Chairperson Tommy Wells found himself apologetic and unable to answer such imperative questions.


Though Mrs. Willis’s questions are critical to answer, “[r]eforming legal treatment of individuals with mental illness has been a topic that periodically resurfaces only to be quickly replaced by the next emergent public policy issue . . . decisions are generally made in a reactionary fashion.”[1]  This is exactly the manner in which the Committee on the Judiciary and Public Safety is handling the exasperation of three suicides in the year 2013 and 165 suicide attempts since the year 2011.  The following text will detail the current state of the D.C. Jail, review its policies and regulations, and provide potential solutions for the D.C. Jail—not as a reactionary response, but rather as a preventative measure—to improve the overall quality of mental health treatment at the D.C. Jail.

With regard to the most recent suicide at the D.C. Jail, Chairperson Wells’ asked: “[i]s this a case of faulty practice or did this one fall through this cracks?”  Dr. Diana Lapp, Deputy Chief Medical Officer and Interim Medical Director at the Department of Corrections, answered, “[t]his one fell through the cracks.”  Further, Dr. Lapp noted that although the D.C. Jail had prior information of “the high risk [mental health] indicators” for this individual, she was unaware of this information until she read it in the Washington Post. 

There is a huge gap between the D.C. Jail’s policies and what actually occurs in practice.  In response to the many suicides at the D.C. Jail, Thomas Faust, Director of D.C.’s Department of Corrections consulted Lindsay Hayes, a nationally recognized expert in the field of suicide prevention within prisons and jails.  Mr. Hayes’ preliminary assertion best illustrates the drastic gap between the current policies at the D.C. Jail and their practices:

Despite the policy requirements from the D.C. Department of Corrections and Unity Health Care, current practices reflect a different training schedule and focus.  For example, this writer was informed that correctional officers that are assigned to the mental health unit (South 3) in the Central Detention Facility do not receive any specialized mental health and/or suicide prevention training (either on a pre-service or annual basis).  In practice, the totality of suicide prevention training to all employees is a 39-slide PowerPoint presentation entitled ‘Suicide Prevention (Module 16).’

In 1999 Joseph Heard, a deaf, mute, and mentally disabled[2] man, found himself in the D.C. criminal justice system for “trespassing” onto George Washington University’s campus.[3]  Mr. Heard was first ordered to Saint Elizabeth’s Hospital for a competency evaluation and the trial court eventually dismissed the charge.  Instead of being released from Saint Elizabeth’s Hospital, however, Mr. Heard was mistakenly sent to the D.C. Jail where he remained for two years.[4] 

Although a D.C. Jail official discovered this glitch in the computer system stating Mr. Heard had a “pending misdemeanor” on Mr. Heard’s first day at the jail, the officer failed to address the problem and instead left work for the day.  Throughout Mr. Heard’s unlawful time at the D.C. Jail, he repeatedly sent notes to correction officers, social workers, and other D.C. Jail officials stating his innocence and his wrongful placement at the jail.[5]  These employees responded either by laughing or throwing away the notes.  Mr. Heard was “never once provided with an interpreter, [an] attorney, or a court date.”[6] 

Because of Mr. Heard’s mental disability, he was housed in the Mental Health Unit (“MHU”) where he was isolated, unable to communicate, and repeatedly beaten by other inmates.  There, he was placed on suicide watch, diagnosed with major depression, and involuntarily medicated numerous times.[7]  Eventually when all inmates from the Mental Health Unit were transferred to other prisons, there was one individual left: Mr. Heard.  It was at this time when the jail staff finally acknowledged his wrongful imprisonment.  Years later, through a civil suit, Mr. Heard received eleven million dollars for this unforgiveable civil rights violation.

Since Mr. Heard’s lawsuit surfaced, numerous preventable oversights have occurred.  Early in February 2013, William Pierce, also a deaf individual who was housed at the D.C. Jail filed an action alleging a disability-based discrimination.  Mr. Pierce was denied medical care, held in solitary confinement, kept from communicating, and denied access to his prescribed HIV medication.  In an interview, Mr. Pierce communicated through a videophone: “I can’t verbally speak . . . I had asked for an interpreter and I kept asking for it.  They told me to shut up.

Despite such appalling public media attention, the inhumane treatment of mentally ill and mentally disabled inmates continued.  In 2008, a Superior Court judge sentenced twenty-seven year old quadriplegic, Jonathan Magbie, to ten days in jail for his first offense of misdemeanor possession of marijuana.  The D.C. Jail was “incompetent to meet [Mr. Magbie’s] special needs, [which included] dependence on a ventilator.”  Within four days, Mr. Magbie passed away at the D.C. Jail.

With the array of dysfunction surrounding the practices used by the D.C. Jail in a feeble attempt to provide appropriate mental health care and suicide prevention comes many solutions.  The key, however, appears to lie in holding each individual accountable for the respective roles.
Gretchen Sund, a Reentry Advocate for the D.C. Jail and Prisoner Advocacy Project testified regarding the implementation of a “trauma-informed care” system.  Essentially, trauma-informed care assumes that the person (in this case, the inmate) is “injured”[8] in some way.  For example, something could have happened to an inmate as early as two or three years old that is still manifesting when the person is in his fifties.  Thus, the person has simply been “injured” and has not been “fully healed.”[9]  It is basically a “no harm, no foul” approach that allows staff members to appropriately respond to certain trauma experienced by inmates.

Another approach offered by multiple individuals at the Public Oversight hearing was the opportunity to hire a paid librarian at the D.C. Jail.  Tara Libert from the Free Minds Book Club and Writing Workshop, emphasized the importance of having books to which inmates can relate.  Though many individuals and organizations throughout the city donate a substantial number of books, they are often of no use when an inmate cannot relate to the book.  For example, most inmates have experienced being on “lock down,” they have seen people being killed in front of them, and they often have a history of violence in their past.  Because of this, books related to trauma and grief can often provide as much support as a therapist.  Additionally, Mrs. Libert mentioned the possibility—which occurs in many other states—of jails partnering with local libraries. 

The People Empowering Each other to Realize Success “PEERS” Coalition is another mechanism of support that can be provided to inmates.  At New Beginnings, the juvenile detention facility in D.C., there are many programs that pair an inmate up with a mentor.  This is something that can and should also be considered.  Such a program would also help increase awareness regarding the severe mental illnesses and intellectual disabilities inmates face on a daily basis with minimal, if any, support at all.

Overall, a major overhaul of the mental health system at the D.C. Jail needs to be conducted.  Despite abhorrent incidents dating as far back as the late 1990’s, nothing has been accomplished to reduce the inhumane treatment and deplorable conditions that continue within the walls of the D.C. Jail.  Perhaps a third suicide in a year’s timeframe was the untimely travesty that the D.C. Committee on the Judiciary and Public Safety needed to conduct their Public Oversight Roundtable.



Megan Petry
Editor-in-Chief, Criminal Law Practitioner 

[1]  Joseph W. Cormier, Note: Providing Those with Mental Illness Full and Fair Treatment: Legislative Considerations in the Post-Clark Era, 47 Am. Crim. L. Rev. 129, 129 (2010).
[2]  Mr. Heard suffered from schizophrenia and mild mental retardation.
[3]  See Armen H. Merjian, Lonesome Agony: Heard v. the District of Columbia and the Struggle Against Disability Discrimination in the D.C. Penal System, 47 Am. Crim. L. Rev. 1491, 1493 (2010) (noting the unclear nature of whether Mr. Heard was actually able to understand he was not allowed on GW’s premises).
[4]  See Heard v. District of Columbia, Civ. No. 02-296, 2006 U.S. Dist. LEXIS 62912, at *1 (D.D.C. Sept. 5, 2006); see also id. supra n. 6.
[5]  See Merjian supra n. 6 at 1500.
[6]  Id. at 1493 (stating Mr. Heard was also never informed through an interpreter the rules of the D.C. Jail).
[7]  See id. at 1500.
[8]  The term “injured” refers to a range of negative experiences and adverse outcomes one may encounter throughout their life.
[9]  See generally Commentary of Chairperson Tommy Wells.

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    ReplyDelete
  21. DO YOU NEED A LOAN TO START A BEFITTING NEW YEAR!!!!!!

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  22. DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN? LOAN IS HERE FOR YOU

    We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 72 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $500 million.

    Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Dr. Ezra Sebastian Loan Home is the answer. Reduce your payments to ease the strain on your monthly expenses. Email (ezrasebastianloans@gmail.com)

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  23. HOW I GET A LOAN HELP @ 2% INTEREST RATE With victoriafinancier@outlook.com

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    ReplyDelete
  24. My name are Marian Wilson and i live in USA west Virginia and i am a happy woman today, I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to them.I would like to bring this to the notice of the public about how i meet martins Walters after i lost my job and being denied loan by my bank and other financial institution due to my credit score. I could not pay my children’s fees,I was behind on bills, about to be thrown out of the house due to my inability to pay my rent, It was during this period my kids were taken from me by foster care. Then i set out to seek for funds online where i lost $3,670 that i borrowed from friends which i was rip off by two companies. Until i read about: martinswalters28@gmail.com
    where i was granted a loan to pay up my debts and to start up a business. You can contact them through the email above or martinswaltersloanfirm@yahoo.com. I am doing this to save as many that are in need of a loan not to be victim of scams on the internet.

    ReplyDelete
  25. Hello Every One I Just Want To Say Thank You To Mr Michael Who Just Help Me With A Loan Of $30,000 To Start A Good Business Now Am So Happy Now If You Are In Need Of Any Loan Kindly Email: michaelclinton273@gmail.com For Assistance. And They Are Located In The European Part Of The World

    ReplyDelete

  26. I can’t hide this great testimony that took place in my life i will love everyone to know it and be a partaker that is why i want to share it to the whole world by placing this advert online, I am ( Burriss.frederick), I want to thank (Mr Charle) for her kindness upon my family life, I never knew that there is still a sincere and trustworthy lender like this on internet and on earth. Just some days i was in search for a loan of $95,000.00 Dollars,As I was running out of money for feeding, School fees, My business was really going out of capital and my rent. I have been scammed about $5,200 Dollars before, so with that I decided not to involve my self in such business again. But a Friend of mine introduced me to a loan firm due to my appearance and doings and also my complains to her. And I told her that I am not interested of any loan deal anymore but she told me that there is still a sincere lender who she will recommend me to, And she gave me the details of this woman( Mr Charle )then i decided to give it one more trial and i am most grateful and lucky today, I was given a loan amount of $95,000,00Dollars by this great firm Prudent Financial Service, If you are in need of a genuine, Sincere, durable and a trust worthy loan lender or financial assistance and also you can be reliable and trusted, capable of paying back at the due time of the funds I will advice you to send your contact to them via emai(loanfirmcompany011@gmail.com). well my lovely Husband extend his greeting to you Mr frederick Bryan also if not for you I can't imagine the way life should be for my family today.Please I am begging everyone that will come across this post to help me thank him and if you are in need of a loan do not hesitate to contact him he is legit i mean most worthy to be trusted, And I will always be sharing this great surprise and testimony that happened in my life everyday

    ReplyDelete
  27. My name is Moravec I just receive my loan of 100,000 Euro from Carl Mosley Loan Firm after I was letdown by other lenders, Carl Mosley Loan Firm Have really put a smile on my face, now I can take good care of my business and others personal needs, you can contact them via email: Carlmosleyloanfirm@yahoo.com contact them now for your loan They are trust worthy loan lenders

    Best Regards,
    Moravec

    ReplyDelete
  28. DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN?

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  29. I'm Joyce Kane living in USA.I want to share this great testimony on how I got my loan from DAVIS LOAN COMPANY INC..I couldn't pay my bills anymore.
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    ReplyDelete
  30. DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN?

    We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $5,000 to a maximum of $500 million.

    Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Dr. Ezra Sebastian Loan Home is the answer. Reduce your payments to ease the strain on your monthly expenses. Email (ezrasebastianloans@gmail.com)

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    ReplyDelete
  31. DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN?

    We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $5,000 to a maximum of $500 million.

    Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Dr. Ezra Sebastian Loan Home is the answer. Reduce your payments to ease the strain on your monthly expenses. Email (ezrasebastianloans@gmail.com)

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  32. ello, I'm Amanda Wayne. I am a widow at the moment with 3 kids and i was stuck in a financial situation and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit. But as God would have it, I was introduced to a legit loan lender who gave me a loan of 80,000 USD and today am a business owner and my kids are doing well at the moment, if you must contact any firm with reference to securing a loan without collateral , no credit check, no co signer with just 2% interest rate and better repayment plans and schedule, please contact. Mr Lapo lapomicrofinancebank38@yahoo.com. He doesn’t know that am doing this but am so happy now and i decided to let people know more about him and also i want God to bless him more. You can contact him through this email Lapomicrofinancebank38@yahoo.com

    ReplyDelete
  33. Hello Everyone, lapomicrofinancebank38@yahoo.com is the right place where you can get your financial problems solved. I am Mrs lara From New Jersey U.S.A, I want to use this medium to share a testimony on how God directed me to a Legit and real loan money lender who have saved my marriage and the life of my husband. My husband was at the point of death when he was diagnosed of prostrate cancer, the doctors demanded the sum of $42,000 for my husband operation and medical bills. I began to run heater skater just to sort out for money but never I succeeded in getting any money even family members turn down on me, at this time all hope was gone, after praying so hard. I received a call from a childhood friend whom told she got a loan from Mr Lapo with very low amount of interest. I thought this was a mockery to my situation without any options left I decided to take a try and i applied for the sum of $95,000 shockingly within 24hours I received the loan. I immediately went to the hospital to deposit my husband surgery bills and I also to paid off our debt then also took the left over and expand my business. I am more than grateful to Mr Lapo because if not him I would have been a widow by now. He has done more I expected that why I want to share my testimony with you in case you are in need of loan or know someone that needs money for any kind of business or project he offers all kinds of loan to individuals, firms and cooperative bodies. with a very low interest rate of 3%, so I want to advice and direct you to him if you are seriously in need of money to change situations around for good go to Mr Lapo for help and financial assistance you can contact them through this email:
    lapomicrofinancebank38@yahoo.com i pray that God will bless him for
    the good things he has done in my life

    ReplyDelete
  34. Do you need Personal Loan?
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  35. We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable
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    ReplyDelete
  36. DO YOU NEED A LOAN TO START UP YOUR OWN BUSINESS!!!!!!

    We have provided over $1 Billion in business loans to over 20,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $5,000 to a maximum of $900 million. (dr.maverickleonidassloans@gmail.com)


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    ReplyDelete

  37. We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.
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    ReplyDelete
  38. DO YOU NEED A LOAN TO START UP YOUR OWN BUSINESS!!!!!!

    We have provided over $1 Billion in business loans to over 20,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $5,000 to a maximum of $900 million. (dr.maverickleonidassloans@gmail.com)


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    ReplyDelete
  39. Good Day Dear Loan Seeker,

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    ReplyDelete
  40. I Never Believed in Chester Brian Loan Company Until now.....(Brianloancompany@yahoo.com)
    Hello All, I was really so downcast after losing so much and facing financial difficulties, no one to help me and all i could do was to just seat and watch my business going down and almost losing my son to an illness. But never the less i meet an old college mate who told me about the loan he got from Chester Brian Loan Company and until now the company have assisted so many of his friends seeking a loan. So i told him that getting a loan any more is not my style because of the disappointment from my bank and other loan company i trusted but he insisted i apply for it and now i can now boost of restoring my company back to its full glory. i will keep on testifying on behalf of Chester Brain Loan because they have made me to be a man again. So if interested in acquiring a loan of any kind email them today via: {Brianloancompany@yahoo.com } OR text (803) 373-2162 .Am Harvey Lee from United States of America.

    ReplyDelete
  41. DO YOU NEED A LOAN TO START UP YOUR OWN BUSINESS!!!!!!

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    Do you need a legit, honest, reputable and quick loan?? I can help you with 100% guarantee loan Are you a business man or woman? Are you in any financial stress? Or do you need money to start your own business? we offer financial freedom to serious clients our mission is to help the less financial privileges get back on track Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. we offer loans to individual and public sector that are in need of financial Assistance in a low interest rate of 2%. Bad credit acceptable,The Terms and Conditions are very simple and considerate.You will never regret anything in this loan transaction because we will make you smile through out this loan transaction Email: (dr.maverickleonidassloans@gmail.com)


    Our services include the following:

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    Dr. Maverick Leonidas
    +1 (424)704-8035

    ReplyDelete
  42. DO YOU NEED AN AFFORDABLE BUSINESS LOAN OR XMAS LOAN TODAY?

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    Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Dr. Vasquez Reynolds Loan Home is the answer. Reduce your payments to ease the
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  43. Good day,

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    ReplyDelete
  44. BETTERMENT FUNDING {bettermentfunding@gmail.com}
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  45. XMAS LOAN OFFER. APPLY NOW
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  46. Do you need a financial help? Are you in any financial crisis or do you need funds to start up your own business? Do you need funds to settle your debt or pay off your bills or start a good business? Do you have a low credit score and you are finding it hard to obtain capital services from local banks and other financial institutes? Here is your chance to obtain a financial services from our company. We offer the following finance to individuals-
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  47. We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable
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    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%

    FOR PURCHASE OF FRESH CUT BG/SBLC
    PRICE = 32%+2%
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

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    ReplyDelete
  48. We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.
    we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.
    DESCRIPTION OF INSTRUMENTS:
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    2. Total Face Value: 10M MIN to 50B MAX USD or Euro
    3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .
    4. Age: One Year, One Day
    5. Leasing Price: 4+ 2%
    6. Sale Price: 32+2%
    7. Delivery by SWIFT .
    8. Payment: MT103-23
    9. Hard Copy: Bonded Courier within 7 banking days.
    If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument.
    Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service.
    Name : Robert O'Sullivan
    E-mail : osullivanr225@gmail.com
    Skype id : osullivanr225@gmail.com

    ReplyDelete
  49. Are you tired of seeking loan have you been turned down by your bank due to bad credit We help individuals and companies to obtain funds for business expanding and to setup a new business ranging any amount. Get a financial at affordable interest rate of 3%,for more info contact us via email: creationfinance7@gmail.com

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    ReplyDelete
  50. DO YOU NEED AN AFFORDABLE LOAN TODAY?

    We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $5,000 to a maximum of $500 million.

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    +1 (704) 489-3977
    We are certified and your privacy is 100% safe with us. Worry no more about your financial problems.


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    ReplyDelete
  51. I got my programmed and blanked ATM card to
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    ReplyDelete

  52. I am a direct Mandate to a genuinely renowned Investment Finance Company and providers offering Financial Instruments such as BG/SBLC/MTN/LC/DLC on Lease and Sale at the best rates and with the most feasible procedures. Instruments offered can be put in all forms of trade and can be monetized or discounted for direct funding. We offer certifiable and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions.

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    We deliver with time and precision as set forth in the agreement. Our terms and Conditions are reasonable and we work directly with issuing bank lease providers, this instrument can be monetized on your behalf for upto 100% funding. Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.

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    BROKERS ARE WELCOME & 100% PROTECTED!!!


    Kindly contact for genuine inquiries and I can provide you with the needed information.



    Contact : fred stones
    Email: premiumfinanceserviceltd@gmail.com
    Skype: fredforrealasurance403

    ReplyDelete
  53. GENERIC FINANCIAL MANAGEMENT PLC is a British based financial consulting company with years of experience in the

    international and local finance market. Be it lease bank guarantee, Stand by letter of credit or any type of

    refinancing, talk to our team at GENERIC FINANCIAL MANAGEMENT PLC and certainly we will set your business on the right path

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    Our bank instrument can be help you fund you projects in Trading, funding project(s) such as Aviation, Agriculture,

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    products to find one that perfectly matches your needs.

    Purchase Instrument of BG/SBLC : 32%+2% Min Face Value cut =5M- 10B EUR/USD

    Lease Instrument of BG/SBLC : 4%+2% Min Face Value cut = 5M- 10B EUR/USD


    DESCRIPTION OF INSTRUMENTS:

    1. Instrument: Bank Guarantee (BG / SBLC) (Appendix A)
    2. Total Face Value: Eur 5M MIN and Eur 10B MAX (Ten Billion USD).
    3. Issuing Bank: HSBC Bank London, Barclays, Credit Suisse and Deutsche Bank Frankfurt.
    4. Age: One Year, One Month
    5. Leasing Price: 4% of Face Value plus 2% commission fees to brokers.
    6. Delivery: Bank to Bank swift.
    7. Payment: MT-103 or MT760
    8. Hard Copy: Bonded Courier within 7 banking days.


    Name;Stephen Donald

    Email;genericfinancialmanagementplc@gmail.com

    Skype;genericfianacialmanagementp

    ReplyDelete
  54. I am a mandate to a Finance and Investment Company who is a premier provider of trade finance and project finance instruments as well as discountable bank instruments. We offer Genuine Bank Guarantees, Standby Letter of Credit, Pre Advice / RWA Messages, Documentary Letters of Credit, Bank Draft, Proof of Funds, Performance Bond, Medium Term Notes, and various SWIFT messaging services on lease and sale. We issue these instruments from prime banks, secondary banks, and financial institutions; and transmit SWIFT MT 760, MT 799, MT199, MT999 and other messages on behalf of our clients.

    We offer certifiable and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. Kindly contact for genuine inquiries and I can provide you with the needed information.


    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M-20B
    LEASING FEE = 4% 2%

    FOR PURCHASE OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M-20B
    PURCHASING PRICE = 32% 2%

    Michael David.
    Contact Mail : riversfinancegroupplc@gmail.com

    ReplyDelete
  55. IQ FINANCE PLC provides a full financial planning service to both the commercial and domestic markets. At IQ FINANCE PLC we believe that financial planning is about two things: creating wealth and protecting wealth. These two objectives are at the heart of everything we do. And, as a member of IQ FINANCE Services, we give you a small-company service but with a large-company set up – the best of both worlds.

    You are at liberty to engage our leased facilities into trade programs as well as in signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges and any other turnkey project(s) etc. Our terms and Conditions are reasonable.

    Leasing Price : 4%+1%
    Buying Price: 32%+2%

    Contact us for more details on our terms and procedure of transaction.

    WALSH SMITH, ROBERT
    email : info.iqfinanceplc@gmail.com
    skype: cpt_young1

    ReplyDelete
  56. IQ FINANCE PLC provides a full financial planning service to both the commercial and domestic markets. At IQ FINANCE PLC we believe that financial planning is about two things: creating wealth and protecting wealth. These two objectives are at the heart of everything we do. And, as a member of IQ FINANCE Services, we give you a small-company service but with a large-company set up – the best of both worlds.

    You are at liberty to engage our leased facilities into trade programs as well as in signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges and any other turnkey project(s) etc. Our terms and Conditions are reasonable.

    Leasing Price : 4%+1%
    Buying Price: 32%+2%

    Contact us for more details on our terms and procedure of transaction.

    WALSH SMITH, ROBERT
    email : info.iqfinanceplc@gmail.com
    skype: cpt_young1

    ReplyDelete
  57. We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable
    of taking up time bound transactions.

    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%

    FOR PURCHASE OF FRESH CUT BG/SBLC
    PRICE = 32%+2%
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly
    renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding: For further details contact us with the below information.

    Contact name: Azra Ishaque

    Email : lintel.financialservicesplc@gmail.com

    Skype : lintel.financialservicesplc

    ReplyDelete
  58. DO YOU NEED AN AFFORDABLE LOAN TODAY?

    We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $5,000 to a maximum of $500 million.

    Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Mr. Russell Logan Loan Home is the answer. Reduce your payments to ease the strain on your monthly expenses. Email (russellloganloanhome@gmail.com) Phone: +1 (704) 885-6355

    DO YOU NEED 100% FINANCE? we give out loans with an affordable interest rate of 2%
    RUSSELL LOGAN LOAN HOME, (russellloganloanhome@gmail.com) Phone: +1 (704) 885-6355 aims is to provide Excellent Professional Financial Services.

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    * Personal Loans
    *Business Start up loans
    * Debt consolidation loans
    * Car Loans
    * Hotels Loans
    * Education Loans
    * Mortgage
    *Refinancing Loans
    * Home Loans

    We give you loan with a low interest rate of 2% and loan duration of 1 to 30 years to pay back the loan (secure and unsecured). Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable. Email (russellloganloanhome@gmail.com) Phone: +1 (704) 885-6355

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    ReplyDelete
  59. Are you blacklisted? Struggling to get a personal loan? Has your application been DECLINED due to Low Credit Score? Over COMMITTED? Affordability? But you know you can afford this loan. Loans Approved in 12hours, you can email us at collinsguzmanfundings@gmail.com

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  60. BRIDGECORP HOLDINGS FINANCE PLC is a British based financial consulting company with years of experience in the international and local finance market. Be it lease bank guarantee, Stand by letter of credit or any type of refinancing, talk to our team at BRIDGECORP HOLDINGS FINANCE PLC and certainly we will set your business on the right path with our sound and quality financial advice and services.

    Our bank instrument can be help you fund you projects in Trading, funding project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects.Having years of professional, invaluable experience in the banking and finance industry, and having access to dozens of different prominent trusted and reliable providers, our Financial Services consultants will crawl through hundreds of products to find one that perfectly matches your needs.

    Purchase Instrument of BG/SBLC : 32%+2% Min Face Value cut =5M- 10B EUR/USD

    Lease Instrument of BG/SBLC : 4%+2% Min Face Value cut = 5M- 10B EUR/USD

    DESCRIPTION OF INSTRUMENTS:

    1. Instrument: Bank Guarantee (BG / SBLC) (Appendix A)
    2. Total Face Value: Eur 5M MIN and Eur 10B MAX (Ten Billion USD).
    3. Issuing Bank: HSBC Bank London, Barclays, Credit Suisse and Deutsche Bank Frankfurt.
    4. Age: One Year, One Month
    5. Leasing Price: 6% of Face Value plus 2% commission fees to brokers.
    6. Delivery: Bank to Bank swift.
    7. Payment: MT-103 or MT760
    8. Hard Copy: Bonded Courier within 7 banking days.

    Name: Friedrich Jung
    Contact Mail :bridgecorp.finance.plc01@gmail.com
    Skype: bridgecorp.finance.plc01@gmail.com

    ReplyDelete
  61. My Brothers and Sister all over the world, I am Mrs Boo Wheat from Canada ; i was in need of loan some month ago. i needed a loan to open my restaurant and bar, when one of my long time business partner introduce me to this good and trustful loan lender DR PURVA PIUS that help me out with a loan, and is interest rate is very low , thank God today. I am now a successful business woman, and I became useful. In the life of others, I now hold a restaurant and bar. And about 30 workers, thank GOD for my life I am leaving well today a happy father with three kids, thanks to you DR PURVA PIUS Now I can take care of my lovely family, i can now pay my bill. I am now the bread winner of my family. If you are look for a trustful and reliable loan leader. You can Email him via,mail (urgentloan22@gmail.com) Please tell him Mrs Boo Wheat from Canada introduce you to him. THANKS

    ReplyDelete
  62. DO YOU NEED A LOAN WITH LOW INTEREST RATE TODAY?

    We have been able to provide over $500million in business and mortgage loans to over 20,000 individual all over the world. We use our own designated risk technology to provide you with the right business and Mortgage loan to fit your need. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $5,000 to a maximum of $500,000,000.00

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    We are certified and your informations are 100% safe with us.

    ReplyDelete
  63. I am a loan lender who is determined to help the poor and needy, if you have urgent financial needs to take care of , you can let me know and I will help you out of all your financial difficulties.

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    Thanks

    ReplyDelete
  64. I got my programmed and blanked ATM card to
    withdraw the maximum of $5,000 daily for a maximum of 30
    days via (wesleymarkhackers@gmail.com).
    I am so happy about this because I have used it to get $150,000. Wesley mark Hackers is giving
    out the card just to help the poor and needy though it is illegal but it
    is something nice. He also give loans at 2%. get yours from Wesley Mark Hackers today! contact him now +16315383658 or send an email to (wesleymarkhackers@gmail.com),

    ReplyDelete
  65. DO YOU NEED AN AFFORDABLE LOAN TODAY?

    We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $5,000 to a
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    *Refinancing Loans
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    ReplyDelete
  66. I GAVE BENJAMIN DOUGLAS A CHANCE TO FAIL JUST LIKE OTHERS : BUT HE PROVED ME
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    Its really teeming with scammers on the internet, really not normal. In one
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    Frankly i thought it would go the same way just like those before him, I
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  69. DO YOU NEED AN AFFORDABLE LOAN TODAY?

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  70. We are specialized in Bank Guarantee {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN}, Confirmable Bank Draft {CBD} as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed.

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  96. I want to share my testimony on how i got the blank ATM card. I was so wrecked that my company fired me simply because i did not obliged to their terms, so they hacked into my system and phone and makes it so difficult to get any other job, i did all i could but things kept getting worse by the day that i couldn’t afford my 3 kids fees and pay my bills. I owe so many people trying to borrow money to survive because my old company couldn’t allow me get another job and they did all they could to destroy my life just for declining to be among their evil deeds. haven’t given up i kept searching for job online when i came across the testimony of a lady called Judith regarding how she got the blank ATM card. Due to my present state, i had to get in touch with Hacker called OSCAR WHITE of oscarwhitehackersworld@gmail.com and he told me the procedures and along with the terms which i agreed to abide and i was told that the Blank card will be deliver to me without any further delay and i hold on to his words and to my greatest surprise, i received an ATM card worth $4.5 million USD , All Thanks to OSCAR WHITE , if you are facing any financial problem contact him asap email address is oscarwhitehackersworld@gmail.com or whats-app +1(323)-362-2310

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